Nominal comfort is not real command

This Weltee Journal note argues that individuals should track assets in real terms, not only in nominal balances. It cites the U.S. Bureau of Labor Statistics: the Consumer Price Index measures the average change over time in prices paid by urban consumers, and the July 2026 CPI-U rose 3.4 percent over the prior twelve months. It cites the Federal Reserve 2022 Survey of Consumer Finances: between 2019 and 2022, real median net worth rose 37 percent to 192,900 dollars, and the Board reports those figures after inflation. It also notes that 98.6 percent of families held transaction accounts in 2022, with a conditional median of 8,000 dollars. The note is for people who watch cash and brokerage totals without a price index. The next step is to record balances with a date and to compare them to a public price index, so the household can see purchasing power rather than a flattering nominal sum.